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Normally life insurance companies require only two forms to establish proof of a claim:
- A Statement of claim, and
- A death certificate or attending physician's statement.
- The claimant's certificate must be completed by the person legally entitled to receive the proceeds who must state in what capacity he or she makes the claim - named beneficiary,
assignee, executor, administrator, guardian, or trustee. Claimant will have to supply the company with the following:
1. Policy
2. Full name and address of deceased
3. Decedent's occupation and date last worked.
4. Decedent's date and place of birth.
5. Date, place, and cause of death.
6. Claimant's name, age, address, and Social Security number.
To expedite handling of insurance claims, contact should be made with your local insurance agent or home office. If the decedent was a participant in the former FBI Agents
Social Security insurance program, contact should be made with the office of that Social Security in New York to obtain benefits due under the program.
If the deceased was a member of any union, service organization, business association, fraternal organization, automobile club, etc., the group should be contacted for
information regarding insurance or other benefits available to survivors.
Contact the deceased's place of employment regarding group life insurance coverage, pension fund contributions, credit union insurance and other benefits. Check
particularly the deceased's hospital and surgical coverage to determine if widow and the dependents are sill eligible for benefits.
It is noted that a beneficiary of an insurance policy has several options for receiving the payment: lump sum, life annuity or periodic payments. Insurance proceeds are not
generally taxable nor are they considered income to the beneficiary.
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